Casa Renovada, Casa Habitada

Renovar para Habitar_Renew to Live

This program allows you to apply for support for the rehabilitation of permanent housing.

How and where to do

Do service RIAC

What I need

Service cost

    No additional costs.

Carry out the service at a RIAC store

What I need

Service cost

    No additional charges.

Agendamento do serviço

When to do

    The period for submitting applications runs from 1 to 31 July.

Aviso

Applications closed.

Where to Do It

  • On this portal;
  • RIAC Stores;
  • Island Housing Services;
  • Regional Directorate for Housing.

Recipients

Financial support for the rehabilitation of permanent housing is in the form of a refundable and non-refundable subsidy, granted to individuals living in households whose socio-economic situation does not allow them to carry out the interventions.


This support program is aimed at individuals who hold the right of ownership over the applied property, which is intended for the permanent residence of the applicant's household, for at least one year.


Co-owners, usufructuaries, users and holders of the right to housing, who permanently reside in the degraded housing object of the support and, regarding this, position themselves under the following terms:
a) Co-owners, provided that any member of their household has lived in it permanently for more than five years;
b) Usufructuaries, users and holders of housing rights, provided that they prove this condition under the terms provided for by law and the respective title has been constituted for at least five years and for life.

Requirements for the provision of the servisse

Access Requirements (families):
Access to support depends on the cumulative verification of the following conditions:
a) Have their tax and contributory situation duly regularized;
b) The interested party or any other member of his/her household may not have been or be benefiting from this or other support for own housing, granted by bodies of the autonomous regional administration, except in situations covered by exceptional support schemes, which declare that the support provided for therein is cumulative;
c) The applicant or any other member of his/her household may not own an urban building other than the one that is the subject of the application, except in the following cases:
i) If the urban building is exclusively assigned to the candidate's professional activity;
ii) If the urban building is in a state of ruin or degradation that prevents its habitability, provided that it does not exceed the value to be defined in a regulatory diploma;
iii) If the value of the urban building does not exceed the value to be defined in a regulatory diploma;
iv) If the urban building meets the eligibility requirements for the "Renovate to Rent" support;
d) The applicant or any other member of his/her household may not be the owner of rustic buildings whose sum of the respective areas exceeds the following values and provided that they are not subject to allotment operations and urbanization works:
a) Less than 5000 m2 for the islands of São Miguel, Terceira, Faial and Pico or 7500 m2 for the islands of Santa Maria, Graciosa, São Jorge, Flores and Corvo;
b) Less than 30000 m2 for the islands of São Miguel, Terceira, Faial and Pico or 45000 m2 for the islands of Santa Maria, Graciosa, São Jorge, Flores and Corvo, provided that rustic buildings are the only source of income for the household.
e) The gross monthly income of the household may not exceed the maximum limit resulting from the product of the coefficients indicated in Table I, of the annex to this diploma, of which it is an integral part, by the IAS, of the year to which it refers, and by the number of members of the household.
No. of household members Coefficient
1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,48
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,6
3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,44
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,16
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.96
6 or more . . . . 0.84

Gross Monthly Income Limit Value (VLRMB) = number of elements × coefficient × IAS
The value of the movable assets and movable assets subject to registration of the applicant and his/her household does not exceed 60 times the Social Support Index (IAS).

Eligibility requirements for operations (real estate):
Promoters may submit applications for funding under this Programme for rehabilitation operations in buildings that, at the date of the decision on the application, cumulatively meet the following requirements:
a) Whose construction, legally existing, has been completed for at least thirty years;
b) After the rehabilitation, the building or fractions for residential use and its accessory parts are for the exclusive use of the beneficiary and his/her household;
c) Have not been rehabilitated or recovered with public support;
d) Are not, at the time of the application, being subject to attachment, attachment or appointment to attachment in enforcement proceedings;
e) Are not located in a risk area.

Other information

Amount of support
The amount of support to be granted corresponds to the value of the intervention to be carried out, taking into account the composition of the applicant's household, the appropriate typology, the maximum gross housing area and the maximum eligible amount per square meter.
The financial support to be granted for the execution of the works is subject, cumulatively, to the following limits:
a)    It may not exceed by more than 70% the value attributed to the housing to be recovered before the completion of the works in question;
b)    It cannot exceed the value resulting from the product of the gross area of the dwelling by the maximum eligible value per square meter, for each of the support classes;
c)    It may not exceed the value of the budget of the works to be carried out.

Maximum reimbursement limits:
Regarding applications from co-owners and usufructuaries, users and holders of housing rights, the support to be granted is subject to the following maximum limits:
 
a)    In the case of co-owners, the amounts resulting from the calculation of the non-refundable component of the subsidy to be awarded;
b)    In the case of usufructuaries, users and holders of housing rights, 50% of the maximum amounts of support per type referred to in table I of the annex to Regional Legislative Decree No. 11/2019/A of 24 May;
c) In the case of those who, not being holders of the right of ownership of the property applied for, have resided there permanently for more than five years, 35% of the maximum support amounts per typology referred to in table I of the annex to Regional Legislative Decree No. 11/2019/A of 24 May.
The non-refundable component of the support is subject to a maximum limit of € 25,000.00.

Increases:
The amount of support to be awarded is increased in the following situations:
a)    Household that includes people with disabilities, the elderly or three or more descendants – 10%;
b)    Spouses or both persons living in conditions similar to those of spouses, under the terms of Article 2020 of the Civil Code, or the single, widowed, divorced or legally separated person, aged between 18 and 35 years – 12.50%.
When the housing is located on the islands of Santa Maria, Graciosa, São Jorge, Flores and Corvo, the maximum rehabilitation value, of €492/m2, is increased by 10%.

Subsidy reimbursement:
The amortization of the amount corresponding to the repayable subsidy component of the support granted is made, without interest, in monthly instalments of an amount calculated on the basis of the supported rent, in accordance with the provisions of paragraphs 2 and 3 of article 15 of Regional Legislative Decree no. 11/2019/A, of 24 May.
The amounts to be reimbursed will depend on the support class in which the candidate fits, according to the Gross Monthly Income Limit Value (VLRMB).

Limits of Support Classes (referred to in paragraph 5 of article 15)

Classes support

Limits

Non-repayable subsidy (in %)

Non-repayable subsidy (in %)

I

From 0 % VLRMB to 70% VLRMB

100%

0%

II

From 70% VLRMB to 80% VLRMB

90%

10%

III

From 80% VLRMB to 90% VLRMB

80%

20%

IV

From 90% VLRMB to 1000% VLRMB

70%

30%

Decision priorities:
Priority is given to application processes that constitute urgent situations, namely by verifying one of the following conditions:
a)    Households that include people with disabilities or dependence;  
b)    Households that include the elderly;
c)    Households that include children up to 10 years of age;
d)    Housing that is devoid of hygienic and sanitary equipment.
e)    Housing that presents pathologies considered very serious.


 Burden of inalienability
Subsidized housing for permanent housing is subject to an inalienability burden for a period of ten years, from the date of completion of the works, which is subject to registration and whose registration must mention its nature and term.
If the owner wishes to sell the house before the end of the term, he must reimburse the Region the following amounts:
 
a)    Double the financial contribution granted, and not reimbursed, in the event that the sale takes place before the expiry of 50% of the period of the inalienability burden;
b)    The amount of the financial contribution granted, and not reimbursed, plus 50%, in the event that the sale takes place after the expiry of 50% of the period of the inalienability encumbrance.


The sale of the co-financed housing, after the period of the inalienability encumbrance, obliges the beneficiary to return to the Region 30% of the non-refundable financial contribution, updated annually by ordinance of the member of the Regional Government with competence in housing matters. The Region may exercise the right of first refusal in the acquisition of the subsidized housing.


Expiry of the burden of inalienability:
The burden of inalienability expires in cases where there is a sale or award of the dwelling in the process of execution for debts arising from loans for which the building is collateral, but does not exonerate the debtor from the payment to the Region of the amounts referred to above, depending on the moment in which the award or sale takes place.

Average time to perform

In the pre-application phase, the managing entity assesses the application, within 90 days, to verify compliance with the promoter's eligibility conditions and the feasibility of the intervention.

The approved application gives rise to the conclusion of a contract to be formalized within a maximum period of 90 days from the date of communication of the approval of the application.

Applicable law